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How Is A Cash Sale Different Than a Traditional Sale?
Timing and Uncertainty are the Two Key Differences:
Fewer People, Fewer Moving Parts
With a traditional home sale, there are several people involved who can influence the success of the transaction:
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You
Your agent
The buyer
The buyer's agent
Home inspector
The buyer's loan officer
The lender's underwriter
An appraiser
When you opt for a direct cash sale, most of those people are eliminated, along with all the uncertainty they introduce:
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You
Your agent
The buyer (Me)
The buyer's agent
Home inspector
The buyer's loan officer
The lender's underwriter
An appraiser
"What Could Possibly Go Wrong?"
As a licensed real estate agent for 10 years, I've seen all of these things happen to stop a transaction in its tracks:
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- The buyer's agent didn't realize that the condition of the home disqualified it for a specific loan type.
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- The inspector told the buyer that the furnace would only last another year or two, and the buyer backed out of the deal (inspectors are not supposed to speculate about a system's lifespan).
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- The loan officer didn't realize that the buyer's self-employment income can't be averaged because the buyer earned less income this year than last, and the buyer no longer qualifies.
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- The lender's Underwriting department won't allow gift funds to be used because the parent who gave the gift has no paper trail for the funds.
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- The appraiser uses the wrong comparable sales and the appraisal comes in low, so the buyer backs out of the deal.
You could be three, four, or five weeks into the deal before these problems come up, and then you have to start all over again!
Sell Your New Hampshire Property With
No Effort, No Stress, No Waiting, No Fees
When you sell your house directly to me, it's simple, straightforward, and fast.
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There's no crowd involved, and most of the uncertainty is removed.
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It's just you and me agreeing on a fair offer, and then you decide when you want to close.
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To get started, call today or submit the form.